- Acceptance of Terms
- Changes and Modifications
- Use of Information
- License and Intellectual Property
- Rules of Conduct
- No Insurance or Legal Advice
- Third-Party Links
- Disclaimers
- Limitation of Liability
- Indemnification
- Arbitration and Dispute Resolution
- Privacy
- Copyright Complaints
- Severability
- Governing Law
- Contact Information
Terms of Use for InsuranceHalo, LLC
Last Updated: 06/01/2025
Thank you for visiting www.insurancehalo.com (“Website”), operated by InsuranceHalo, LLC (“InsuranceHalo”, “we”, “us”, “our”). By accessing or using our Website, you agree to abide by these Terms of Use (“Terms”), our Privacy Policy, and any other guidelines or supplemental policies referenced herein. If you do not agree, please do not use the Website.
Acceptance of Terms
By accessing the Website, you acknowledge these Terms are binding. You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Website. Continued use after updates to these Terms indicates acceptance.
Changes and Modifications
InsuranceHalo reserves the right to modify, suspend, or discontinue any aspect of the Website or these Terms at any time. Notice of material changes will be posted on this page. Updated Terms take effect upon posting.
Use of Information
When you submit a service request or use the Website, you may be asked for personal details and insurance interests. By submitting such information, you agree to our collection, use, and sharing of your data as described in our Privacy Policy. You also consent to being contacted by InsuranceHalo, our partners, and third-party service providers where permitted by law.
License and Intellectual Property
All content on the Website, including text, graphics, logos, and images, is owned by InsuranceHalo or its licensors, and is protected by copyright and trademark laws. You are granted a limited license to view and use materials for your personal, non-commercial use only. Any commercial exploitation, copying, or modification of site content is strictly prohibited.
Rules of Conduct
- You may not make unauthorized use of the Website or its content.
- Do not use the Website in any manner that is illegal, harmful, harassing, or infringes on the rights of others.
- Do not attempt to bypass security features, access others’ accounts, or introduce malicious software.
- You are responsible for your own activity on the site and must maintain the confidentiality of account credentials.
No Insurance or Legal Advice
Information on the Website is for general educational purposes and does not constitute legal, insurance, or financial advice. Consult a licensed advisor for specific recommendations.
Third-Party Links
Our Website may contain hyperlinks to external sites. InsuranceHalo is not responsible for any third-party content, policies, or services. Access third-party sites at your own risk.
Disclaimers
The Website and its content are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of the information presented.
Limitation of Liability
To the fullest extent permitted by law, InsuranceHalo, its employees, agents, or affiliates shall not be liable for any indirect, incidental, special, exemplary, or consequential damages, including lost profits, resulting from your use of or inability to use the Website or reliance on any content.
Indemnification
You agree to indemnify and hold harmless InsuranceHalo, its subsidiaries, affiliates, officers, and employees from any claim or demand arising out of your use of the Website, violation of these Terms, or infringement of any rights of others.
Arbitration and Dispute Resolution
Any disputes arising out of these Terms or your use of the Website will be resolved through binding arbitration, and you waive your right to participate in class actions. The process and exceptions, including small claims, are detailed above.
Privacy
Use of this Website is subject to InsuranceHalo’s Privacy Policy, describing how we collect, use, and protect your information. Refer to www.insurancehalo.com/privacy for more details.
Copyright Complaints
If you believe any content on the Website infringes your copyright, please contact InsuranceHalo, LLC at the address provided below to submit a DMCA notice.
Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in effect to the maximum extent permitted by law.
Governing Law
These Terms are governed by the laws of the State where InsuranceHalo, LLC is headquartered, without regard to conflict of law principles.
Contact Information
For questions, please contact:
InsuranceHalo, LLC
6303 Owensmouth Ave., Suite 1032
Woodland Hills, CA 91367
Info@insurancehalo.com
(818) 465-4353
